The Final Lap

Welcome December. Alhamdulillah, Allah still wants me to be better in life, so He still let me breath until another December comes. 

December will be a challenging month for me.

It's the final lap for me and my fellow MBA friends.

It is the most crucial time of the year.

We are now near to the end.

Final project for the semester, final exams and Research is on the line.

It will be tough but knowing all of you for the past year I know some how, we will make it through.

Dear MBA friends,

Remember what we have gone through,

Insya Allah,

We will make it through.

Let's make our love one proud of us.

Let's do this for our future.

Yours Truely,

p/s: I got to know that a friend pass away yesterday after years of struggling to survive. Semoga Allah mencucuri rahmat ke atas roh nya, dan tempatkan nya dikalangan orang-orang yang beriman. Al-Fatihah.

Delima..ke?!

Am I the only one who felt that time moves so fast that it is now mid of October? Gosh! Felt just like it was yesterday I celebrated my Hari Raya in Kelantan. Every time I look on my planner/schedule, there is no time left for fun. It's either classes or assignment or wedding stuff. But still, I am thankful enough to Allah that I am still given a chance to breath.

The wedding is less than a month and preparation as I would say, it is about 60% done. A lot more to do, with so little time. Insya Allah, everything will go as plan.

It is now a trend where every newly married couple live with their parents and parents-in-laws. Because it is very difficult to find a cheap house for rent nowadays. Even an apartment with 2 bedrooms will cost about RM1,200 in Klang Valley, especially in Petaling Jaya, Damansara, Subang Jaya, and Shah Alam. However, if you don't mind spending RM600-RM800 per month on petrol, you could afford to rent at a cheap price in Rawang, Sungai Buloh, and certain part in Klang (as you go further towards Kuala Selangor).

I am having a hard time finding a place to stay after the ceremony. The best solution is to stay with our parents while I'm completing my Postgraduate studies and after that we will think of something. I am worried because, I will be jobless for a couple my of month after completing my studies and that will burden my other half as he need to pay everything (from car, house and bills).

So, I really need a plan and I am currently looking for every opportunity that I have to venture into a business. I just need to look into the strength and weaknesses that I have and match it with the opportunity and threats that I will be facing. Ok! now I sound like writing my assignment. Enough of mumbling. I have a talk to attend tomorrow and I will share with you what I learn.

P/S: I should write about my field of study once a while, and yea my entry is dull without any photo in it.

"Thzee Goals"

08- Short term goals for this month and why





Gambar Hiasan Semata-mata


1. To lose at least 5kg of my weight because according to my BMI calculation, I am slightly overweight and that is so not cool! because I will look short if I gain few more weight! I want to stay fit and healthy (just like in school I have the ideal weight). Not skiny tho but just nice.
2. To come out with a strong topics and references for my thesis. This will definitely be another turn around in my life, and this is my first time doing it in group. It will be a challenge because we each have different views and ideas on what to do, but I pray that Allah help us all the way.

Gambar Hiasan Semata-mata

P/S: I've been doing the wrong exercise since the beggining, no wonder my tights is getting big!

"Bad Habit"

Day 04- A habit that you wish you didn’t have

Well, this I have since I was in school, and it is hard to get rid of this habit. I always procrastinate all assignment given to me. I never done my homework on time, and I always end up copying other people work. It does not stop there, I will alwyas be the last person to submit my assignment during my degree. However, not to say that I am so good, but last minute work always gives me a good mark at the end of the semester. Maybe it's luck, or maybe the presure of doing last minute work (I sacrificies my sleep just to complete the assignment) makes me deliver the best in me.

But lately, I have different view. Procratinating does not do me any good.Now that I am continuing my studies, I found that I tend to do a lot of mistaktes and the work that I deliver is not as good as I did when I was in degree level. I wish and I pray to Allah that for next semester I will do my assignment as soon as I get them.

Dear Friends.

Dear Friends,

This would be the last time we bump into each other, but this would not be our last time with each other. Thank you for the memories that we had together, I will cherish them as long as I could remember.

Dear Friends,

I pray that one day, success will be ours. and when the time comes, I hope that you could remember this day, the day that we had made our loves one proud of us.

Dear Friends,

Congratulations on our convocation! Now lets grab the challenges and grow success with them!

'ermm...'

Salam everyone. sorry for not updating my blog lately, i need to focus on my thesis. since i only have 2 more days to make some adjustment on my thesis before i submit it for good!

so let me share with you what i've been doing lately. i completed my industrial training last 2 weeks and it was a life time experience. thank you so much for the farewell party. i learn a lot during my practical period - office politic, work, people's behaviour, customer services, phone attiques, business proposals, and many more. one thing that i regreat was i could not fully apply what i've learn at campus during the whole practical period. on the business and administration part Yes i did, but on the finance part maybe 1% out of 100%..huhuhuu

enough about the practical thing, more on to family now. happy news, i have a new cousin! hehhee..friends meet Khalif Amzar, cousin no 24 (he's from my father's side).. cute ha?! hehhehe

okay next, friends:

• aisya & danial: congratulation! you'll be parents in nine months..huhuhu
• leny, aqila, ewang, dila, jay, sofia, kak yani, amira, syahiran, and shieda: congratulation on your convocation! i wish you all the best in what ever you are planning for you future!
• to my friends that will be getting married soon: congratulation! start off with white canvas and color it with new colorful experience..
• my classmate: those who had been offered a job at your practical place, Congratulation! jgn ponteng2 keje mcm ponteng class dulu ok..hehehe ^__^

I'M HAPPY FOR ALL OF YOU!

on sunday, 18th october, one of my friend's mother pass away, she just recover from her health problem but Allah loves her more. i hope that he is strong for his small siblings..

as for me, i'm doing great. need to make a little bit more adjustment on my thesis and i'm done with study. i had started to search for potential job. i know with the current market condition, its hard for me and my friends to seek for jobs. i will grab whatever opportunity that lies in front of me and hope that i'll reach my target soon..

"After A Month"

Salam & hello everyone. it has been a month since i wrote a single word in this blog. really2 miss doing so, but what can i do when i came back from work feeling tired and all i think about is getting myself a beautiful sleep.

i think that i haven't mention yet what makes me feel tired all the time.
it has been a month since i started my first day as an on the job training student (practical training) at Sime Darby Industrial Sdn Bhd (formerly known as Tractors Malaysia Sdn Bhd). i am under the supervision of Manager on the Human Resource Development Department, which conduct training for internal and external customer of the company.

You must be wondering why am i being put in the HRD department? under this HRD department, an academy called Sime Darby Industrial Academy is formed, to provide vocational courses for SPM students as well as working people who are interested. well, since i'm doing my practical training or industrial training or what ever name you call it, this department suits me well, because i am still in the learning process. at the HRD department they thought me on business skills that i need to have such as communication skills, and other soft skills. apart from that i also learned on how the company works and what type of training that they provide. As a student of Finance, i definitely cant run away from counting money and prepare the cash flow for the department.

i am trying to have fun while working because i cant handle stress as i do when i was in college. its totally different working with people and working with papers and books. you can feel the differences every time you come back from work. all you want to do is just sit back, relax and have all the time you need for your self without any disturbance.

but i could still manage it, because I always remind myself that i am doing this for my own good, for my future and the way i handle the situation now reflects on what the future will be (in other words i take it positively).

i would like to say congratulation to my sister syafiqah and my cousin abu, on their enrollment to UiTM, i wish you good luck and forget about home and have all the fun that you can only get as a university student!! well that's all for now people.

"Thesis part2"

i checked my email few minutes ago and guess what, my advisor reply to me. and i am so happy to know that she likes the draft proposal that i send to her. Alhamdulillah, syukur. Now, i just need to seek for the sources, start typing the introduction section (for a start) and hope that i'll conduct a research that i could admit that is MINE!

"Thesis"

Another day pass by and just few days more and I'll be off for industrial training. what do i feel at this moment?? mmm...nothing much. the excitement is not into me yet. so all i do is wait and wait and wait and wait and wait until zzzZZzzZZzZZZzz...

since there's nothing to do much at home, I've started to do some journal digging and reading on the topic that I'll be doing research on. it's on Islamic Finance. what is Islamic finance? it is the system that is similar to the conventional finance system, but the system used MUST according to the Islamic Law (Shariah).

why do i choose to do research on this topic?? it all started during my fourth semester in UiTM, where the university acquire us to take Islamic Finance subject. since that time, I've decided to be part of this industry because there are so many new things that needed to be discovered and i want to be part of the team that discovers and developed the industry.
apart from that, as a Muslim i feel like it is my duty to be part of the industry because it is all about the Islamic Principles where risk, gambling and the uncertainty is forbidden. so the income that is generated or gain through the Islamic investment is free from the prohibited elements and it can be used without any doubt of whether it is from the HALAL source or not.

seems like I'm too ambitious ha? but it's my goal and I'm sticking to it.

i just submitted my draft proposal to my dearest thesis advisor, all i have to do now is wait and sees what happens.

"At Last"

ahhh!!!
finally the final is over..
no more classes to attend..
no more activities to organize and participate..
aww..i will miss all those things i did..

my last two paper was bad..
erm...i did manage to answer all but with no confidence..
waaa...i hope will pass all my papers..
with flying colors..i hope..

soon new journey will begin..
i'll be facing new challeges, new people, new environment..
and i am still questioning myself..
have i really prepared myself to enter the real world?
what challenges will i face?
will i fulfill my ambition and dream?
in time..we will know..

"Third Paper"

hri aku ade paper Strategic Management, huhuhuu..
it was bad...i wonder why does my batch always get the weirdies set of question..
aaa!!! i was so stress!!
the part A question is not like in the pass papers!!
aaaaargh!!! so not fair!!
and i almost lost my right hand due to toooooooo much writing..
my fingers swollen like a small balloon! (cute but painful!)
but Alhamdulillah, i manage to answer all the questions on time..
but only few question yg aku bwt cincai2 jew..
huhuhuhu...
but i did my very best!

next paper, Monday 4th Mei 2009, Real Estate Finance..
another killer paper! owww..

"Second Paper"

yesterday, Sunday 26th (yes i had my exam on sunday!!!) i did my 2nd paper for this semester (fuh! what a relief!). it wasn't so bad at all..

manage to answer all question (so confidence with the calculation part!) but as usuall mistakes n careless makes me be me!

hehehhee...

next, Strategic Management, a though one! argh!! stress!! presurre!!! scared!!

dear family and friends, pray that i manage to do my revision on time..

"First Paper"

today i had my 1st paper FINANCIAL STATEMENT ANALYSIS....and as usual i did silly careless mistakes which make me lost 7 marks!!!! (waaaa...sgt byk!!!)... agak seday but what to do, it's my own silly mistakes anyway! but overall i think the paper was nOT bad at all. i did manage to answer all the questions, but x semestinye sume nye btul..

so next paper, PERSONAL FINANCE, this sunday! pray for me friends! ^___^

"Examination Week"

The most waited month of all has come (ye ker? hehehee). It is the time for us to spill out the knowledge we have onto white blank papers..Just thinking of it makes me nervous, and that is what i feel every time the examination week come.

I am the last minute person where almost everything that i did (assignments, presentation & etc) I'll do it on the last minute time. Why?? because i tend to perform and came out with beautiful complete assignments plus getting good grades for what i did (the good side of pressure to me ;p). This also applies to the final exam. I just don't know why, but it is the only way that i could understand and remember about the topic i read. funny right? its it the blood actually, some of my aunts express the same (hehheeee).

So, to all UiTM students especially to my friends here in UiTM Segamat, I pray that we'll be graduating with flying colors.. ALL THE BEST FRIENDS!

"the day has come"

the final exam is just around the corner. so soon it come, seems like i just went for my first class yesterday. this whole semester i consider as tiring! lots of research to be done, lots of programs need my participation, play sports (the last time) n i just went for my last class yesterday, the last class i will be attending after 17 years of studying...

the thing that i will miss the most is the environment, the cool n sporting lecturers, my beloved friends and the programs...cpt sungguh mse berlalu..it has been 17 years of studying and now its time to enter the real world..

am i prepared??

"A Nite To Remember"

last tuesday night was the most fun night i had with my fellow classmate here in uitm segamat. as the song goes:

as we go on,
we'll remember,
all the time we,
had together,
and as our life change,
come what ever,
we will still be,
friends forever..

thank u for the wonderful night friends. i know that I'm not perfect but i have been myself through out all the semester we've been together. i pray for success future to everyone and achieve what we want in life. forgive my wrong doings, cherish all the memories we had, and hope that one day, we'll meet again.

• to my dearest friend shida; thank u for always being there for me, thank u for accepting me as i am, thank u for all the advise you gave..there's too much to thank, but so little time i have..


• to amin, edy, apong n ijat; thank u sbb tumpang kn aku pegi class. aku x kn lupe 2-2 kete wane merah tu..huhuhuu..thank u..


• to aini, noy, linda, lin, n pojie; thank u for being there for me when I'm down. thank u for lending your ears to hear my prob..n i will never forget that.


• to kak nad, ifa, yan n zira; sorry for my wrongdoings, sorry if i ever hurt your feelings, sorry for not being the best friend as you wanted to have. but I'm just a normal human being, and i act as what i am..thank u for being my friend..and i pray for your success in the future..

• to those i didn't mention above, all of you are great..and i am so thank full that Allah had gave us the chance to meet and be friends..
  

"Work Load"

in a blink of eyes, it's almost weekend. i feel so tired and guess what, my beloved lecturer just added a few more assignments for us. it's not just a simple one but the one that need almost 2 months to complete it! wargh!!! and more test coming up with the program under FISA and with the internal problem face by FISA's committee...man all this makes me feel so crazy..i mean almost crazy!

that's not just it. now i need to search for another place for internship,because none of the company that I've send my resume give me any feedback.they rejected my call and won't reply my emails....waaaa..i feel so horrible..like puan hazila said in her class yesterday, "if you're not one of the dean list students, then it's going to be hard for you to find a place for practical". she just made my motivation level drop to ZERO!

what to do friends??!! with the economic condition like this, i don't think that i could survive..all i can do now is Pray that Allah will help ease my problem '~'

18-02-2009 "OSK Investment Bank"

hello everyone. yesterday was a fun today for me. people from the OSK investment bank had come to my campus and give talk on the 'Malaysian Market Outlook' and 'Why invest in stock'. BEST sgt!! this is the only seminar that I've attended that really give me a clear cut view on the financial and economic market. let me share with you what i get out of the seminar..


from the newspaper,TV news and the Internet, there are so many stories on the current economic condition. 2009 is likely to be another difficult year as the degree of uncertainty over the global economy and corporate earnings is far higher than the last recession. all investor to be are advised to remain cautious because this is not the time to sell your assets..


Mr Ricky Tan, a senior manager in OSK Investment Bank, said that at this point, it is the best time for the investor to buy. WHY? because at this point, the market price is currently low and all investor with extra cash in hand is affordable to buy the instruments. Malaysia recently had feel the impact of this economic downturn, but the government is well prepared. with extra cash kept in reserve, the stimulus plan bailout by the government and the spending trend by the consumer had help to stabilize the market.


You might not believe me, so am i at first. facts after facts and graph after graph with plenty of explanation given, i manage to understand the relevant behind the statement. Mr Ricky also came out with a strategy that is to invest in the Malaysian Dividen Fund and equity market. both of this market will gives investor a good return.

"New Year,New Semester,New Challenge"

New Year, New Semester, New Challenge!

it's my last semester, after attending all the classes for the first week, my expectation for every paper that i take this semester is different.

1. Portfolio Management: it's a tough one, because it consist almost everythg that i've learn before. where to invest an amount of money so that the company will earn profit from the investment.

2. Financial Statement Analysis: another analysis subject that requires to understand the accounting statement of a company. it's a subject that needed me to work extra hard because accounting is not my specialty!

3. Personal Financial Planning: it looks like a simple and easy subject but actually it is not. Still it have something to do with accounting (ssh la i mcm ni) but more to individual or a person's income and expenses.

4. Real Estate Finance: to be honest, i really don't have any idea on what real estate is (bile igt real estate igt rumah n tnah..huhuhuuu..seday gile). this one i need to struggle!

5. Strategic Management: finally a management subject! huhuuu.. i always love management subject, but to be safe, i will not put any high expectation on this paper. (but i definately will love this subject!)

6. Report Writing: no final exam but the assessment will be evaluate throughout the semester. 40% for the project paper (i'll die if i fail to do it properly)!

I pray to Allah that this semester, i could do much better than before. I pray to Allah that He could give strength to go to class (sgt2 pax everyday from 8am-6pm). Insya Allah, I will try my best to earn a good grades and makes my family proud!